Privacy Policy – Terms and Conditions

Privacy

By visiting CargoInsurance.com and using the quote system on our site, you are granting us/ our carriers and agents permission to contact you via phone and/or email regarding cargo insurance.

CargoInsurance.com does not share, rent or sell your personal contact information with 3rd party firms. By visiting our site and completing a lead form, you are granting CargoInsurance.com permission to send you mailings and marketing communications including emails and newsletters. If a customer prefers to opt out of this, please email us at optout@internetinsurancegroup.com and put the words CargoInsurance-optout in the subject line.

Terms and Conditions

ACCESS ELIGIBILITY

Data Collection Information
CargoInsurance.com does not collect any Personal Information from you without you voluntarily providing it to us. It is considered providing personal information to us when you send email information and/or submit lead forms. We may collect this information from you at other points on our site that details that Personal Information is being collected. We may also acquire certain Personal Information from 3rd parties who you have disclosed was acceptable to disclose such information to other companies.

The types of information we may collect includes:

  • The name of the domain from which you access the internet
  • The date and time you visit our site.
  • The web address of the website from which you linked directly to our site, or the web address of the computer used to link to our site.

Software programs may be used to create summary statistics using this information. These statistics are gathered and analyzed for the following reasons: identifying any technical or system performance issues, geographic and demographic information on visitors to the site, what sections of the site are being visited and what sites people used to reach the CargoInsurance.com site.

For website security reasons, the computer system uses software programs to monitor network traffic. Anyone using this system consents to this site monitoring by system or security personnel. Any use that is not authorized, tampered with or modified may be in violation of state or federal laws and may subject the violating person to criminal and civil penalties. If unauthorized intrusion occurs, all relevant data regarding this potential law violation can be provided to law enforcement authorities.

In the future, we may also receive certain Personal Information from third parties you have authorized to disclose such information.

We do not wish to gather Personal Information from people under 18 years old.

DISCLOSURE OF INFORMATION

Unless noted otherwise, we will not sell, rent or sell your Personal Information to 3rd parties unless we have received your specific approval to do so. We may give, sell or rent collective (anonymous) information about our users in general. By agreeing to the Terms & Conditions, you agree to permit CargoInsurance.com to disclose Personal Information to Underwriters and their representatives for the purpose of determining eligibility of cargo insurance risks undertaken on your behalf.

LIMITATION OF LIABILITY

While CargoInsurance.com uses all best efforts to include accurate and up to date data on the website, the Site, Broker or Underwriters makes no warranties or representations as to its accuracy. Documents and information listed on this website are there “as is” without express or implied warranty of any kind, including without warranties of merchantability, limitation, fitness for a specific purpose, and non-infringement. If your intent is to rely on any information on the website, you do so at your own risk. You are strongly advised to confirm the accuracy of the information in question before relying on it. CargoInsurance.com periodically adds, modifies, enhances, or updates the information and documents on CargoInsurance.com without notice. CargoInsurance.com assumes no liability or responsibility for any type of omissions or errors in the content of our website. Your usage of the website is at your own risk.

In no event shall the Broker or Underwriters be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of data, use or profits arising out of or in connection with your usage or performance of any data, information, failure to provide services or information available from the site, or any of the CargoInsurance.com services.

LINK TO ANY 3rd PARTY SITES

As an added convenience for our users, the Site contains links to 3rd party websites. As linked sites are not under the control of our Site, CargoInsurance.com is not responsible for the contents of any linked site or any link contained in a linked site. CargoInsurance.com does not endorse in any way linked websites.

APPLICABLE LAWS

CargoInsurance.com (excluding linked sites) is controlled and operated from its offices within the States of Massachusetts and New York in United States of America. It can be visited from all 50 states, as well as from other countries throughout the world. All other countries have laws that may vary from those in the United States. Each user shall ensure that the transaction of insurance business via CargoInsurance.com does not place the User, Broker or the participating Underwriters in breach of any insurance or other applicable laws and regulations in User’s own jurisdiction. CargoInsurance.com does not make any representation that materials on the website are appropriate or available for use in other locations, and accessing them from territories where their information is prohibited or illegal. People who decide to visit this site from other locations do so on their own initiative and are responsible for compliance with local laws and those of the United States of America.

You and CargoInsurance.com agree and hereby submit to the personal and exclusive jurisdiction and venue of the Superior Court of the County of Orange, California, USA, with respect to matters pertaining to the use of this Site. The failure of CargoInsurance.com to exercise or enforce any provision or right of the Terms of Service shall not constitute a waiver of such provision or right. If any provision of the Terms of Service is found by a court of competent jurisdiction to be invalid, the parties still agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms & Conditions remain in full effect and force.

CHANGES TO THIS AGREEMENT

CargoInsurance.com may, at its sole discretion, add, remove or change any part of this Agreement at any time by posting a new Agreement to the site. Your continued use of the site after such changes are posted will constitute your agreement to such changes.